Monthly Archives: March 2017

Meeting the Multitudes

conversation

Last week, I was trying to pick up my older daughter from school a little bit early. She’s a freshman, so this is our first year as parents at the high school and I didn’t know the procedure for early dismissal. I approached the woman at the desk in the security office with my driver’s license and told her my daughter’s name.

“Did you call the attendance office?” she asked.

I hadn’t. Did I need to?

“Ma’am, you can’t just walk in here and take your kid home whenever you want! You have to call ahead so she can get a pass!”

I let that sink in for only a few seconds before I realized that, effectively, she was telling me that she would not release my daughter to me. I tried reasoning; I’m her mother, I’ll follow the procedure next time, she had a doctor’s appointment, I’ll call attendance right now. Nothing worked. After a series of more and more irritating exchanges — during which I got cranky and then apologetic and then cranky again — she told me I could wait outside for my daughter, who would be dismissed with the rest of the school in 16 minutes.

I stomped and huffed and paced outside in the snow, called and rescheduled the appointment, and composed an email to the school administration in my head. As I began to recognize the feeling underlying all of it as panic, I traced it back as far as I could. You can’t have your daughter, I heard in my head. You can’t have her. It reminded me of her early days in the hospital nursery under bilirubin lights for jaundice, me forbidden to take her out of her glowing bed for more than a few minutes at a time. It reminded me of being in the hospital after her little sister’s birth, still numb from my c-section, realizing that I could not move, not even to rescue my big girl from anything that might befall her before the anesthesia wore off. The feeling of helplessness even extended to generational memory from the holocaust, stories of family who had lost parents and siblings in the horrors of concentration camps or Einsatzgruppen killings in the forest. You can’t have your daughter was a triggering sentence for me.

Realizing that I was operating with the deeper, more primitive part of my mind helped a little — it gave me reason for my feelings of panic over a situation which seemed otherwise just annoying and inconvenient. I had only to wait 16 minutes, and my daughter would be there. Still, the story I carried with me — the story of you can’t have your daughter — was powerful. It informed all of my behavior that day. Continue Reading…

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The Phones Our Insurance Saved Us

Our family, unlike the majority of Americans, has spectacularly good health insurance. It’s provided by an employer, and because of my husband’s combination of high-demand skills, excellent work ethic, and good luck, we’ve had the same coverage for more than a decade. Here’s how it works:

Every two weeks, my husband’s employer deducts $196 from his paycheck for our medical insurance.

Despite that, beginning on January 1 each year, we pay for 100% of the cost of every doctor’s visit, every prescription, every blood test, and every other medical cost until we have spent either $1,500 per person or $3,000 total for our family of four. That means that, until we have reached into our own pockets and paid $3,000, our insurance has not even begun to kick in.

After we’ve spent $196 every two weeks and $3,000 for medical costs, our insurance begins to pay 80% of every bill that comes in. We pay for the next 20% of each bill — a welcome change from the 100% we’d been paying before that.

As a family, once we have spent $7,000 on medical costs, our insurance begins to cover 100% of whatever medical expenses come next. Let’s review, then, the cost of medical care for our family in a year when someone gets really sick:

 

insurance-costs

Continue Reading…

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The Deep Dig for Impact

Every second of every day, life changes profoundly for someone on earth. A death, a crime, a lottery win, an election, a new job, a lost job, a child born or adopted, coffee spilled on the stranger who will become the life partner, a car accident that cripples, a letter, a diagnosis: the world shifts and reveals itself transformed.

Sometimes, the change is immediate; a woman gets the call about a baby being born and races off to the airport to meet her new child in a faraway hospital. On the flight, she feels the difference and labels it: that call made me a mother.

Other times, the change has to be carefully traced back to its root. The beat-up old car that college student drove made him the likely grocery-store connection for a group of giggling women, who introduced him to the woman he eventually married. Was his grandfather — the car’s original owner — the reason he met his wife? Where did that story begin?

Truth be told, this is a question of consequences. How do we know when we had a part in change? Also, how long should we wait to let go of a moment and its potential to alter the world? Is there an expiration date on an event’s power to reshape the future? Continue Reading…

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